Articles by Yap Ming Hui

Find interesting articles about how to optimise your money, savings and tips on how to ready yourself to face possibilities in the future.

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2026

The Real Risk in Crypto Is the Job You Give It

26 September 2026

Why Waiting Until Later Is a Costly Retirement Mistake

Are Low-Fee ETFs Really the Better Choice?

When Retirement Planning Starts With The Wrong Question

One must invest successfully to retire comfortably?

Your Business Is Not Your Retirement Plan

If You Only Do One Financial Thing in 2026 – Make It This

20 January 2026

2025

Why Enjoying a Comfortable Retirement in Malaysia Is More Challenging Than Most People Realise

7 December 2025

The Integrated Retirement Solution: Building Retirement Security and Prosperity

27 October 2025

The 4 Pillars of Retirement: Why Malaysians Are Losing Millions To Fragmented Planning

23 September 2025

Why Your Retirement Is Riskier Than You Think—And You Don’t Even Know It

Working after retirement: Is it necessary?

5 Years to Retirement: Critical Moves to Retire Comfortably

How Malaysians Can Secure Their Retirement Planning Amidst Global Uncertainties

The RM2 Million EPF Story: Lessons on Retirement and Starting Early

Making 2025 the Year of Financial Growth

27 January 2025

2024

Six Steps to Investing Wisely and Safe

28 December 2024

5 Truths about Unit Trust Investments to Maximise Your Return Potential

6 November 2024

Managing Your Expectations for Independent Investment Advice

Investing Money from Your EPF 3rd Account for Better Returns

2 September 2024

Financial Strategies to Counter the Weakening Ringgit

How Your Emotions Influence Investments

Preparing yourself to grow wealth effectively in 2024

Leave It To Professionals

Are you property rich but cash-poor?

10 Smart Wealth Management Moves in 2024

20 January 2024

2023

Winning Investment Strategies For A Volatile Market

2 December 2023

Do You Have The Answers To Retiring Comfortably?

30 October 2023

Planning for Your Children’s Education Fund

27 September 2023

Allocating Your Investment Assets For Steady Growth

Do You Have Enough Wealth to Retire Now?

Is Your Business Prepared For The Death Of A Partner?

Strategies To Grow Your Wealth In 2023

Is Your Current Forex Trading Fund A Safe Investment?

Managing Finances in your Golden Years – The Do’s and Don’ts

4 February 2023

2022

How to Protect Your Sole Proprietorship

29 October 2022

Can Children Afford To Lose Both Their Parents?

26 September 2022

Preparing For The Next ‘Financial Mid-Life Crisis’

How Much Are You Truly Leaving Behind?

Investing To Beat Inflation Rate

The Right Investing Strategy During Uncertainty

Retirement Planning Blunders Of The Middle Class

Do High Risks Investments Lead to High Returns?

Insuring Your Way to Financial Security

31 January 2022

2021

Is Exchange-Traded Fund (ETF) A Right Investment For You?

27 December 2021

Nine Factors Besides ROI For Financial Freedom

25 November 2021

How To Leave An Inheritance

23 October 2021

5 Critical Mistakes Malaysian Make with Their Money

20 September 2021

Building And Maintaining A Profitable Unit Trust Portfolio

The Innocent Beginnings of Debt

Are Robo Advisors All You Need To Achieve Financial Freedom?

Working During Retirement: Why You Should Consider It

Is Contract for Differences (CFD) a right investment for you?

How Good Health Contributes To Your Wealth

22 February 2021

Generating Sustainable Retirement Income

23 January 2021

2020

The Elusive Art of Market Timing

7 December 2020

How to Increase The Return of Your FD

30 October 2020

Are You Saving Too Much Money?

Proven Investment Strategies in a Global Recession

Be The Bull In A Bear Market – Stop Procrastination!

Big Investment Mistakes in Global Recession

Dealing With Finances After Losing A Spouse

Preparing Financially For A Crisis

Profiting From Market Downturn

10 Financial Mistakes to Stop Making in 2020

20 January 2020

2019

EPF i-Invest Online Platform: Benefits and Impact to Unit Trust Investors

9 December 2019

Are Your Kids Inheriting Too Much Too Soon?

23 October 2019

Funding Your Retirement Pay Cheque

23 September 2019

The Timeline For Retirement Planning

Discover Your Financial Blind Spots

It is Time to Marie Kondo Your Investments

Is your wealth creating spoilt and ungrateful kids?

Mindsets for your investing success

Prepare for Opportunities in 2019

28 January 2019

2018

Risky Business: Insulating Yourself From Investment Heartaches

31 December 2018

Budget 2019: Takeaways For The Middle Class

26 November 2018

Are you ready for Fire?

29 October 2018

Know Where You Stand To Get Where You Want To Be

23 September 2018

Unlocking The Code of Your Financial Freedom

Paying Fees Makes You Richer

Imagining an online wealth manager that really works

The Wealth Management Challenges of Millennial and Finding Solutions That Work

Making A Smooth Transition Into Your Retirement Years.

Turning A Crisis Into An Opportunity

Whither robo-advisers as wealth managers

26 February 2018

Wealth management strategies for 2018

22 January 2018

Budget 2018: A Reality Check For Middle Class Malaysians

13 January 2018

2017

Equity Crowd funding And Peer-To Peer Lending- Is it For You?

11 December 2017

Much Ado About Cryptocurrency

23 October 2017

Putting The Wealth Back in Wealth Management

18 September 2017

Reimagining Wealth Management in Malaysia

The Reality of Wealth Management in Malaysia

Poor Wealth Management Experiences Fuel Money Games

Tug of War Between Retirement Planning and Education

Can Unit Trust Investors in Malaysia Survive Trump Phenomenon?

Losing the Investment Game- Who’s to blame?

27 February 2017

The One Resolution You Need in 2017

2016

Property Investing – The Moment of Truth is Now

20 December 2016

Investment In Malaysia – Cherry Picking Your Investment Basket

14 November 2016

Managing the Financial Relationship with your Bank

17 October 2016

Don’t You Deserve More?

Will Your Financial Dreams Turn Into Nightmares?

DIY Financial Planning Malaysia – Solution Or Illusion?

Begin With The End In Mind

Investing Overseas – What You Need To Know

Quality Education – At What Price?

2015

Budget 2016 and the Middle Class

16 November 2015

Your KPI for Personal Financial Success: Net Worth

28 September 2015

Five Steps To Grow Your Money In Tough Times

3 September 2015

Keeping Up With The Times -Why ROI-based Investing Will Not Make You Wealthier

Don’t Just Invest Your Money. Optimise It!

Investing Without Emotion

Every Middle-Class Earner Destined For Decent Retirement

Every Middle Class Earner Destined For Decent Retirement

Achieve Financial Freedom – Four Important Takeaways from Anthony Robbin’s Bestseller

2014

A Doctor Tastes Some Bitter Medicine

3 November 2014

Are all real estate investments for real?

22 September 2014

To Maximise or to Optimise?

Strategies to Grow Money in 2014

13 January 2014

2013

To Invest or not to Invest?

Losing Big On Small Mistakes

Will the Real Financial Advisor In Malaysia Please Stand Up?

How hard does your money work?

Share & Stock Investing Malaysia – Warren Buffett’s Top Tips

Start Saving for Retirement Now

Financial Realities of the Middle Class

18 February 2013

2012

Private Retirement Schemes – Look Before You Leap

22 December 2012

Insurance Savings Plans in Malaysia – What You Should Know

13 October 2012

Are You Ready To Follow Robert Kiyosaki’s Advice

3 September 2012

What Robert Kiyosaki Didn’t Tell You

When to spread investments and not sit on savings

财务规划越早开始收获越大

The Case Of Over-Gearing In Properties And Increased Liabilities

New Sunday Times

Estate Planning & Wills In Malaysia – Ensure The Future Of Your Minors

New Sunday Times

Do it Now

2010

Challenges of Managing Wealth

2008

New Sunday Times

Your one-stop family consultant

18 November 2008

New Sunday Times

Starting points of family offices

21 October 2008

New sunday Times

Managing Wealth like a Business

23 September 2008

New Sunday Times

Multi-client family office makes sense

New Sunday Times

The Benefits of a Family Office

A Family Office to Manage Wealth

New Sunday Times

The Emergence of Family Office

2007

New Sunday Times

The discipline to do it right

2006

New Sunday Times

Viewing The Life Cycle Of Wealth

1 November 2006

New Sunday Times

The Way of Rockefeller and Carnagie are Still Relevant

Accountants Today

Good Wealth Creators May Not Be Good Wealth Managers

Managing Your Wealth Like A Serious Business: The family office

31 January 2006

2004

More Choices Or More Risks?