Today, he is an authority and expert in HOLISTIC wealth management. A prolific writer, he was a columnist for The Star, The Edge-Personal, SinChew Daily. He currently hosts a regular column in The New Straits on financial freedom management issues. In addition, his comments and views are widely sought by various other media like Oriental Daily, Investor Digest, Smart Investor, Personal Money, Bloomberg, Shang Hai and Malaysia Business.
He is the author of the 5 bestselling books: You Can’t Manage Your Money…Especially When You’re Rich, Maximise What You’ve Got…No Matter How Much You Have Now, MaxWealth: How To Maximise Your Wealth Beyond Investment Returns, Family Office: The Super Rich’s Secret to Wealth Maximisation and the latest Roadmap to Financial Freedom: The Ultimate Guide to Financial Freedom.
Yap lives with his wife, two sons and two daughters in Kuala Lumpur, Malaysia. In his leisure time, he enjoys reading, watching movies and travelling.
Yap is often heard saying, “Everyone can grow money with high certainty.”
Yap can be contacted at email@example.com
Yap Choy Har has more than 15 years of experience in the financial service industry.
A graduate with a Bachelor of Economics (Hons), Choy Har is a Certified Financial Planner®(CFP) who holds a Capital Market Services Representative License (CMSRL) from the Securities Commission and Financial Advisor’s Representative license from Bank Negara Malaysia.
As Executive Director, Choy Har oversees the overall business operation at Whitman. That includes accounting, human resources, information technology systems, back office support systems and compliance department.
She lives with her husband, two sons and two daughters in Kuala Lumpur, Malaysia. In her leisure time, she enjoys cooking for the family, watching movies and travelling.
David is a Certified Financial Planner®(CFP). He is also a Chartered Accountant registered with Malaysian Institute of Accountants. He holds Capital Market Services Representative License (CMSRL) from the Securities Commission and Financial Advisor’s Representative license from Bank Negara Malaysia. Prior to joining Whitman, he worked for more than 10 years in a public listed company based in Subang Jaya.
David joined Whitman in April 2002 and specialises in working with business owners, professionals and corporate executives in providing comprehensive wealth management and financial coaching. With his background, knowledge and experience, he is well positioned to give sound advice to his clients. An accomplished analyst, he has helped his clients to devise their investment plans, managing their retirement plans as well as their estate planning and wealth management.
He lives in Sunway with his wife, 2 sons and daughter. He is a keen learner who enjoyed reading and attending seminars to improve his knowledge. He spends his spare time with his family where they enjoyed family outings and traveling together.
Hoe is a Registered Financial Planner ® (RFP). In addition, he has a Bachelor of Science in Agriculture. Prior to joining Whitman, Hoe has over 15 years’ experience in financial service industry. Currently, he holds Capital Market Services Representative License (CMSRL) from the Securities Commission and Financial Advisor’s Representative license from Bank Negara Malaysia.
Hoe joined Whitman in 2009 and follows a structured and result oriented approach to financial advice. He helps clients across a broad base of professional spectrums: senior executives, professionals and retirees make smart, strategic decisions with their money so they can meet their financial and lifestyle goals. He is married with one son and one daughter. During his free time, he likes reading, sports and traveling.
Shahareen holds both a Certified Financial Planner® (CFP) and a Shari’ah Registered Financial Planner ® (SRFP) qualification. In addition, she is a Member of the Institute of Statisticians, UK and also has an MSc degree in Applied Statistics from the University of Southampton, UK. Prior to joining Whitman, she has over 28 years’ experience in the banking and financial services industry. She currently holds a Capital Market Services Representative License (CMSRL) in Financial Planning from the Securities Commission and a Financial Advisor’s Representative (FAR) license from Bank Negara Malaysia. She was designated an Associate Estate Planning Practitioner by the Estate Planning Practitioners Ltd, Singapore in collaboration with the Society of Will Writers & Estate Planning Practitioners, UK.
Shahareen joined Whitman in 2011. She is passionate and committed to helping clients ranging from business owners, professionals, corporate executives and retirees with all their financial planning needs covering the whole spectrum of wealth management solutions like investment and cashflow management, wealth protection, retirement and estate planning. She enjoys working with clients to successfully formulate, plan, and achieve their financial freedom.
Her mission statement is to assist individuals and families towards a holistic approach of personal financial planning and to adopt the practice of financial management as a lifestyle.
She is married with four daughters. In her free time, she enjoys reading, attending seminars, surfing the net and honing her culinary skills in cooking and baking.
Neo holds both Registered Financial Planner ® (RFP) and Shariah Registered Financial Planner ® (ShRFP) qualifications. In addition, she has a Bachelor of Economics degree from University of Malaya. She also holds Capital Market Services Representative License (CMSRL) from the Securities Commission and Financial Advisor’s Representative license from Bank Negara Malaysia. Prior to joining Whitman, she has over 7 years of experience in the financial services industry.
Neo joined Whitman in 2013. A true believer in holistic financial planning, she is passionate and committed to help her clients achieve their financial freedom by following a structured and result oriented advisory approach.
Neo is married. She enjoys reading, attending seminars to improve her knowledge, watching movies and travelling during her free time.
Felix is a Certified Financial Planner® (CFP CERT TM) and holds a Capital Market Services Representative License (CMSRL) from the Securities Commission of Malaysia and a Financial Advisor’s Representative license from Bank Negara Malaysia. He also holds an MBA from the University of Strathclyde, UK.
Felix spent 20 years in the financial services industry, and has extensive experience in the areas of personal banking and asset management. He was head of wealth management in a leading Malaysian bank where he was responsible for managing the distribution of investment products including unit trusts, structured products and retail bonds. He also championed the development of financial planning advisory in the bank.
Felix joined Whitman in November 2015 to pursue his passion of helping clients optimise their finances to achieve their desired life goals and financial independence. His background in wealth management enables him to assist clients to better appreciate institutional asset management offerings from an independent advisory perspective. Felix leads Whitman’s corporate business development initiatives and shares his experience through speaking engagements and contributions to financial publications.
He enjoys spending his personal time with his wife and son at home while keeping abreast with the latest developments in global personal finance sourced from mainstream and alternative media including blogs and financial podcasts.
Kok Wai holds a Bachelor of Electrical & Electronic Engineering. Prior to joining Whitman in 2015, Kok Wai has worked in numerous established companies. In his 7 years of work experience, Kok Wai has accumulated in-depth knowledge and extensive experience on various aspects of business development.
As head of IFA development, Kok Wai manages Whitman’s new advisors, ensuring that they receive adequate training and coaching from senior advisors, and support their smooth transition toward fee-for-service financial advisory career.
He is happily married and presently resides in Kajang. His hobbies include reading and listening to music.
Prior to joining Whitman in 2006, Christine has worked in numerous established companies. During her tenure with Whitman, she has accumulated in-depth knowledge and extensive experience on various aspects of business operation.
As head of operations, Christine ensures that Whitman’s associates are efficiently and effectively supported by a team of competent and responsive support staff.
She is happily married and presently resides in Petaling Jaya. Her hobbies include reading, movies and travelling.