Episode aired on NTV7’s The Breakfast Show : 19 October 2010
Synopsis:
You may be considering hiring a financial planner for a number of reasons,
whether it’s deciding to buy a new home, planning for your children education or even to kick start your retirement plan.
Yap Ming Hui list down the requirements that will help you find an advisor who fits your needs and financial goals.
Episode aired on NTV7’s The Breakfast Show: 28 September 2010
Synopsis:
Your money is a huge part of your life. It can determine what you can do and where you can go. Learning how to manage your money the right way is an important step toward taking control of your life.
Yap Ming Hui shares with viewers how to manage an effective budgeting system for your hard earned cash.
Interview aired on Bernama Today on 31 Oct 2013.
Yap Ming Hui shares insights on the Budget, specifically the impact on middle class. Discussion points include the soon to be introduced GST, and the increase in RPGT and its effect on property.
Air date : 21st Oct 2013
Budget 2014 would be tabled on 25th Oct 2013. Are you looking for more tax relief and incentives? Or do you dread the impending GST? Join renowned independent financial advisor, Yap Ming Hui, as he does a recap on the opportunities 2013 Budget has to offer and share insights and strategies to manage your finances in 2014 following the latest budget announcement
Whitman Independent Advisors, a leading independent financial advisory company in Malaysia, has added another feather to its cap by becoming the first Corporate Private Retirement Scheme Advisor (CPRA) to sign with six Private Retirement Scheme (PRS) Providers. Presently 7 PRS providers approved by the Securities Commission have successfully launched their funds.
At the signing ceremony held at the Securities Commission, Whitman has strategically partnered with AIA Pension and Asset Management Sdn Bhd, AmInvestment Management Sdn Bhd (branded under AmInvest), CIMB-Principal Asset Management Bhd, Hwang Investment Management Bhd, Manulife Asset Management Services Bhd, and RHB Investment Management Sdn Bhd. As one of the five licensed Corporate PRS Advisors in Malaysia, Whitman can market and distribute PRS Funds from any one PRS provider, thus offering Malaysians more choice and accessibility under one roof.
for more info, please visit www.whitman.com.my or yapminghui.com
PRS is a new government link initiative that is designed to complement and supplement the existing mandatory schemes offered by the Employees Provident fund (EPF). Private Retirement Scheme (PRS) forms an integral feature of the private pension industry with the objective of improving living standards for Malaysians at retirement through additional savings of funds.
The Prime Minister of Malaysia, YAB Dato’ Seri Mohd Najib has officially launched PRS on 18th July. The scheme, consisting of 24 funds managed by 8 providers, are to be made available from September 2012 onwards.
To date, 5 out of the 8 appointed PRS Providers such as CIMB Principal Asset Management Bhd, Public Mutual Berhad, Manulife Asset Management Services Bhd, Public Bank, RHB and Hwang Investment Management Bhd have successfully launched their PRS funds.
The launch of the funds signals that the public, both employer and individual employee can now actively contribute and enjoy additional tax benefits provided by the scheme.
Interview aired on NTV7 Breakfast Show: 17 Jan 2013
Yap Ming Hui, Malaysia’s Independent Financial Advisor and authority on money optimisation talks about the 3 essential financial factors to have as we head into the New Year: the importance of having a targeted savings plan, return of investments and debt management.
Interview aired on Bernama Today :
An In depth Discussion about Yap Ming Hui’s latest book, Set Yourself Free: How To Optimise Money and Become Wealthy with Minimum Effort & Risk
Yap answers the hard questions.
Episode aired on NTV7 The Breakfast Show
According to the Global Ageing Report by The Nielsen Company released in February 2011, about 56% of Malaysians retire, or express their wish to retire, before turning 60. However, only 21% believe they are financially ready to retire. Another 44% are unsure while 35% are currently not financially set for retirement,
Using the Roadmap to Financial Freedom as a tool, Yap Ming Hui shares a case study of George who wishes to retire comfortably at the age of 55. Given his assets and current status, will George be able to afford to retire?
In this episode, Yap Ming Hui also shares some useful Tips for your retirement planning.
Yap continues the discussion on financial literacy with Raj Aria on Capital Today. Amongst the issues highlighted include inflation, savings,debt, wealth accumulation and preservation, tax planning and money optimisation.
What does Financial Literacy means? Are we doing enough to optimise our hard earned money? Renowned independent financial advisor, Yap Ming Hui, discusses the intricate complexity of today’s financial products, confusion over the various financial advisory licenses and the day to day financial decisions we have to make.
Interview aired on Bernama Today :
An In depth Discussion about Yap Ming Hui’s latest book, Set Yourself Free: How To Optimise Money and Become Wealthy with Minimum Effort & Risk
Yap answers the hard questions.
Episode aired on NTV7 The Breakfast Show – 27 December 2011
Synopsis:
Gold Prices are at an all time high. Should you consider investing in this type of investments?
Yap Ming Hui explains the benefits, and the potential risks of gold bullion investment schemes in this episode of Financial Freedom Minutes on NTV7 The Breakfast Show.
For more information, visit www.yapminghui.com
Episode aired on BERNAMA The Breakfast Club – 30 November 2011
Synopsis:
Whether you are single, married or married with children, planning for your financial future is a must!
A leading authority in Financial Freedom and Wealth Management, Independent Financial Advisor Yap Ming Hui addresses the financial planning stages for women and give valuable tips for investing and saving.
For more information, visit www.yapminghui.com
Episode aired on NTV7 The Breakfast Show – 22 November 2011
Synopsis:
There are many ways you can invest your money , be it investing in properties, stocks, gold, options, FOREX, land and etc, etc.
Oil palm plantation is one other investment which you can consider to grow your cash, however is it for you?
Yap Ming Hui gives us the low down about investing in Oil Palm Plantation, the benefits, the potential risks and finally who should or shouldn’t buy into it
Episode aired on NTV7 The Breakfast Show – 25 Oct 2011
Synopsis:
What if financial freedom can be achieved by design and not by chance? Malaysia’s leading Independent Financial Advisor unveils for the very first time, the YMH Model for Financial Freedom – a definite guide to help more Malaysians achieve financial success and, ultimately financial freedom.
Log on to the FREE DOWNLOADS section at www.yapminghui.com to access the FREE Step 1 of the YMH Model to Financial Freedom : The YMH Good Life Worksheet
for more info, please log on to www.yapminghui.com
Episode aired on NTV7 on 23 Aug 2011
The recent market crash in the global stock markets may have led most investors to be bearish about their actions. Under such circumstances, it is common to think that the market will drop even further!
Despite these sentiments, this is a great opportunity to relieve the golden investment rule, that is to buy low and sell high. If you believe that every cloud has a silver lining, then you will be able to foresee that this is the perfect opportunity to buy favourable blue chip stocks which have fallen by 10 — 15%, at a huge discount!
If you are still uncertain about this prognosis, there’s an investment strategy that you could apply to alleviate your fears and help you maneuver and gain from the downturn.
For more info, please log on to www.yapminghui.com
Episode aired on NTV7 The Breakfast Show – 9 Aug 2011
Synopsis:
Malaysians loves investing in properties. After all, property investment provides capital appreciation and rental income, which is a good hedge against inflation. Yap Ming Hui explores what are the pros and the cons of property investment and how to increase the chances of success when you invest into properties
Episode aired on NTV7 The Breakfast Show on 2 August 2011
Synopsis:
How can money grow exponentially? Independent Financial Advisor, Yap Ming Hui explains the power of compound interest, and how you can tap into it make your money grow harder and smarter for you.
Episode aired on NTV7 The Breakfast Show – 26 July 2011
Synopsis:
Is your Unit Trust fund performing ? Learn 3 key steps on how you can optimise and properly manage your current Unit Trust Investment so that it continues to generate a return on your investment. Download a free Unit Trust Monitoring statement at the FREE DOWNLOADS section in www.yapminghui.com
Episode aired on NTV7 The Breakfast Show on 19 July 2011
Synopsis
What is a capital guaranteed Investment? What does it entail? From the risks and promised returns, to the advantages and disadvantages, Independent Financial Advisor, Yap Ming Hui, analyses how effective it is to invest into Capital Guaranteed Investment.
Episode aired on NTV7 The Breakfast Show on 12 July 2011
Synopsis:
Everyone who invests wants to put their money where it would grow the most. But while investments with the highest return are attractive, there are also the most risky.
Yap Ming Hui takes us through3 types of investments which promises high returns and what strategies to apply when dealing with these investments.
Episode aired on NTV7 The Breakfast Show on 12 July 2011
Synopsis:
Everyone who invests wants to put their money where it would grow the most. But while investments with the highest return are attractive, there are also the most risky.
Yap Ming Hui takes us through3 types of investments which promises high returns and what strategies to apply when dealing with these investments.
Episode aired on NTV7’s The Breakfast show: 21 June 2011
Synopsis:
Yap Ming Hui examines Financial Freedom, what it means and how to achieve it.
Episode aired on NTV7’s The Breakfast show: 14 June 2011
Synopsis:
When you are looking for trusted financial advice, you want to make sure that the person whom you seek financial council on can add value to your life. Yap Ming Hui talks about the difference between a Financial Advisor and an Insurance Agent.
Episode aired on NTV7 The Breakfast Show : 7th June 2011
Synopsis:
Wealth distribution is an important part of financial planning. It address one’s wealth management affairs upon death.
If your children are minors, you may want to make special arrangements to ensure that your money is protected and your children are benefited. Yap Ming Hui will walk you through 3 important factors to look out for when planning for wealth distribution for your minor children.
Episode aired on NTV7’s The Breakfast show: 10 May 2011
Synopsis:
The purpose of having life insurance is to ensure that your loved ones are protected financially should anything happen to you. It is thus important that your loved ones can access the funds quickly. Yap Ming Hui explains the importance of making a nomination in your insurance policy to safeguard the interest of your loved ones.
Episode aired on NTV7’s The Breakfast show: 26th April 2011
Synopsis:
Effective 2007, EPF has made allowances for Malaysian’s to withdraw from their Account 2 for misc expenses such as buying a computer, housing loans, financing education and settling medical expenses. How does all these exceptions for withdrawals impact our retirement fund?
Yap Ming Hui talks about the DOs and the Don’ts for your EPF Withdrawal.
For more videos, log on to www.yapminghui.com
Episode aired on NTV7’s The Breakfast show: 5th April 2011
Synopsis:
There are many types of life insurance products available to meet the differing needs of many individuals and families. It is often difficult to understand what kind of protection each policy offers.
Yap Ming Hui explains what are the 4 types of life insurance available and to clarify the differences between these policies
For more videos, log on to www.yapminghui.com
Episode aired on NTV7’s The Breakfast show: 29th March 2011
Synopsis:
Are you losing sleep because of money worries? Do you dream about financial independence, but struggle to believe that it’s actually possible for you? Are the bills piling up in your household? What about retirement and old age?
Managing your money is an essential life skill and once you know what you’re doing, it really isn’t so difficult.
Yap Ming Hui shares with us the top 6 reasons why you need to manage your money.
For more videos, log on to www.yapminghui.com
Episode aired on NTV7’s The Breakfast show: 22nd March 2011
Synopsis:
The term Money Management is often misunderstood or underplayed of its importance. Everyone wants to achieve Financial Freedom but Financial Freedom cannot be achieved with making money alone. The secret to financial freedom is knowing how to manage the money that has been already made as well.
Yap Ming Hui shares the common myths to Money Management and how knowing the right money management practises, can lead you on the road to financial freedom.
For more videos, log on to www.yapminghui.com
Episode aired on NTV7’s The Breakfast show: 15th March 2011
Synopsis:
Some people think that once they draft a will, they’re finished with it and they can wash their hands of the whole experience. Unfortunately, that’s not always the case. In fact, there are several times throughout one’s life when it makes sense to review and revise a will.
Mr Yap Ming Hui shares the importance of reviewing a will and explains the occasions when a will needs to be reviewed.
For more information, www.yapminghui.com
Episode aired on NTV7’s The Breakfast show: 8th March 2011
Synopsis:
Discover what women can do to achieve financial independence. Episode covers financial tips for single mothers, married women with or without children.
Also in our Product Analysis segment, Yap Ming Hui shares a detailed breakdown of an Insurance product to find out if the product is a good investment or otherwise.
Episode aired on NTV7’s The Breakfast show: 1st March 2011
Synopsis:
Do you know the status of your financial health? Are you asset rich or are you over leveraged? Learn how you can examine how Financial ratios can be used to forecast any clues or symptoms of underlying financial condition.
Yap Ming Hui shows how calculating financial ratios for basic liquidity , net investment to net worth , and debt to asset will provide a clear indicator to the health of your income management.
For part 1 of Financial ratios, click on http://www.youtube.com/watch?v=U9nowp0QXTA
For more videos, log on to www.yapminghui.com
Episode aired on NTV7’s The Breakfast show: 22 February 2011
Taking control of your financial future is a process. With any process, it is important to monitor your progress. One of the best ways for an individual to measure financial progress is to periodically prepare a personal balance sheet to help you know your financial position and help you set realistic goals for the future.
Yap Ming Hui shows how to prepare a personal balance sheet to keep track of your assets and liabilities
Episode aired on NTV7’s The Breakfast show: 15th Feb 2011
Synopsis:
The purchase of life insurance may be one of the most important financial decisions you will make, as it provides financial protection for you and your loved ones. So, how does one determine which policy would be the best for you, to whom to buy from, how much coverage to opt for and what premiums to pay?
Yap Ming Hui explains how to buy life insurance wisely, to help viewers understand what commitment it entails.
Episode aired on NTV7’s The Breakfast show: 8th Feb 2011
Synopsis:
You may have heard how the cost of goods have risen over the years. As a result, consumer’s purchasing power has become less and less, and we find ourselves buying less with the money we have than before
Welcome to the world of inflation. What can consumers do to reduce the effects of inflation?
Inflation in unavoidable. Yap Ming Hui shares 3 key tips to help consumers alleviate from inflationary effects.
Episode aired on NTV7’s The Breakfast show: 1st Feb 2011
Synopsis:
How do you know if you are financially fit? Today on Financial Freedom Minutes , we examined how Financial ratios can be used to forecast any clues or symptoms of underlying financial condition. The good news is, you do not need to be a mathematical or accounting expert to perform this diagnosis.
Yap Ming Hui will guide you how to measure financial ratios related to your income management. You can also download a template to calculate your saving ratio, debt ratio at the FREE DOWNLOAD section.
Episode aired on NTV7’s The Breakfast show: 25th Jan 2011
Synopsis:
Budgeting lies at the foundation of every financial plan. It doesn’t matter if you’re living paycheck to paycheck or earning six-figures a year, you need to know where your money is going if you want to take control of your finances and have financial independence. Unlike what you might believe, budgeting isn’t all about restricting what you spend money on and cutting out all the fun in your life. It’s really about understanding how much money you have, where it goes, and then planning how to best allocate those funds.
Yap Ming Hui explains everything you need to help you create and maintain a budget. You can also DOWNLOAD a FREE budgeting template to calculate your income and expenses now! Click on our FREE DOWNLOAD section at www.yapminghui.com
Episode aired on NTV7’s The Breakfast show: 18th Jan 2011
Synopsis:
Debt can bring a terrible damper on festive cheer.
Mr Yap Ming Hui shares some simple, effective financial tips to spend wisely this festive season.
Episode aired on NTV7’s The Breakfast show: 11 January 2011
Synopsis:
It’s the time of the year again, where most working Malaysians would have received a significant “angpow” from their employers as their Bonus.
Yap Ming Hui share 3 effective financial tips on how to secure a significant long term financial improvement with our bonuses.
Episode aired on NTV7’s The Breakfast Show: 4 January 2011
To get where you want to go in life, it is important to decide in advance how you will get there. Goals are signposts on the highway to the future. They serve as your road map to personal, career, and financial success . The secrets to financial freedom are possible with financial goal setting.
Yap Ming Hui kick starts the New Year with some strategies on how to set and implement your financial goals for 2011.
Episode aired on NTV7’s The Breakfast Show: 28 December 2010
Synopsis:
In financial planning, one of the most important key areas that we need to look upon is our financial status – Where we are now, in relations to where we started.
Yap Ming Hui breaks it down step by step how to do a review on your financial status.
Episode aired on NTV7’s The Breakfast Show : 21 December 2010
Synopsis:
A will is a legal document where you can directly state how you want your property to be distributed and to whom they will go. But it also has another advantage: You can name who you want your children’s guardian to be in your will. Deciding who will raise your child in your absence is one of the toughest decisions you’ll face as a parent.
Yap Ming Hui shares the criterias to select the right person to act as your children’s guardian.
Episode aired on NTV7’s The Breakfast Show: 14 December 2010
Synopsis:
Appointing an Executor is arguably the most important part of making a Will. The executor essentially oversees the distribution of your assets after you die.
Yap Ming Hui guides viewers on the criteria for selecting an Executor for your last will and testament.
Episode aired on NTV7’s The Breakfast Show : 30 November 2010
Synopsis:
A will is a written document that outlines your intentions regarding the care and disposition of your home, money ,assets, as well as the care of your family upon your death.
On Financial Freedom minutes with Yap Ming Hui, learn What, When, How, and to Whom you can distribute your assets in a will.
Episode aired on NTV7’s The Breakfast Show : 23 November 2010
Synopsis:
What happens when someone passes away? What would happen to the assets that they have left behind?
Yap Ming Hui shares with viewers the finer details on how to make a will valid in the eyes of the legal system.
Episode aired on NTV7’s The Breakfast Show – 16 Nov 2010.
You do not need to be rich or Wealthy to have a will. But Neglecting to leave a will can cost your family a lot of headache and heartache and may subject them to a long process of legal battles, and disputes which may costs a lot of money.
Yap Ming Hui shares the Importance of writing a will
Episode aired on NTV7’s The Breakfast Show : 19 October 2010
Synopsis:
You may be considering hiring a financial planner for a number of reasons,
whether it’s deciding to buy a new home, planning for your children education or even to kick start your retirement plan.
Yap Ming Hui list down the requirements that will help you find an advisor who fits your needs and financial goals.
Episode aired on NTV7’s The Breakfast Show: 12 Oct 2010
Synopsis:
Unit trust investing is a convenient and sensible way to build one’s wealth in the medium and long term. Investment specialists will manage the investments and spread the risks through careful diversification
In this episode, Yap Ming Hui helps viewers to understand the true costs amd charges of what we are buying into.
Episode air on NTV7’s The Breakfast Show: 5 October 2010
Synopsis:
One of the fundamental step which many people may fail to see while Investing their hard earned cash, is knowing which Return of Investment is right for them.
Without knowing the workings of your return of investment, it would be difficult to tell if the investments you made will offer the payoff that you need to fund your financial goals. As each person’s financial & risk appetite is different, therefore every person’s ROI will be unique as well.
By providing personal financial planning tips, Yap Ming Hui,broaches he topic of how one can make ROI (return of Investment) work for you
Episode aired on NTV7’s The Breakfast Show: 28 September 2010
Synopsis:
Your money is a huge part of your life. It can determine what you can do and where you can go. Learning how to manage your money the right way is an important step toward taking control of your life.
Yap Ming Hui shares with viewers how to manage an effective budgeting system for your hard earned cash.
Episode aired on NTV7’s The Breakfast Show: 6 July 2011
Synopsis:
Develop smarter ways to invest in Unit Trust.
Unit Trust is one of the most popular choice of investment for Malaysians. However there are still many people who lack the proper understanding about it, or developed wrong perception about this particular subject.
Yap Ming Hui debunks 5 popular myths about investing in Unit Trust:
– A low entry price for a unit trust means a far better chance of making returns.
– New fund always perform better than old funds.
– The more dividend declared by the UT, the better the fund – Should you be happy when your Unit Trust fund declare dividends?”
– A fund that has bonus issue is better than a fund that has no bonus issue.
– Short term good performance is a guarantee for long term performance
